1. Operations and Business Support Systems

M-Commerce

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The mobile commerce industry is continuing its rapid development, driven by consumer expectations and convenience – along with the fact that financial services are not always easily accessible. According to 2012 World Bank estimates, only 1.5 billion people in the world have a bank account. But more than 1.7 billion people who don’t have a bank account have access to mobile phones. So how can you give them access to mobile financial services?

The Ericsson M-Commerce portfolio can help you succeed in the mobile payments market by accelerating the interconnection between the m-commerce ecosystem and the financial world. This way, the development of m-commerce will be hastened, and the next-generation of mobile financial services can become widely available.

Ericsson Wallet Platform

Turning the mobile phone into a means of payment is at the heart of any mobile commerce offering. Ericsson Wallet Platform provides this capability by helping to unlock the potential of mobile payments. Specifically, it enables solutions and services that allow financially regulated services to be carried out using a mobile phone.

Ericsson Converged Wallet

Ericsson Converged Wallet is an integrated mobile wallet solution that combines our wallet and charging platforms. It allows operators to reuse existing assets and bundle telecom offerings with financial services to create a complete end user solution for m-commerce needs.

Ericsson M-Commerce Interconnect

Ericsson M-Commerce Interconnect enables instant transactions between mobile wallets by connecting operators with other service providers.

A Ready Market

Operators already using the Ericsson Charging System, which serves two billion customers, can readily convert these prepaid accounts to mobile wallet accounts via the Ericsson Converged Wallet

Why Use Ericsson M-Commerce Solutions?

When the Ericsson Wallet Platform is integrated with the Ericsson Charging System, operators can:

  • Provide attractive cross-promotion and service bundling, such as voice/data, wallet and value-added services
  • Leverage existing operator assets and accelerate the evolution from airtime accounts to mobile wallets
  • Create a foundation for service enablement with electronic-money transactions, including person-to-person money transfers, people-to-business payments, ticketing, metering, and real-time charging
  • Provide a new, lucrative role for operators among content providers and retailers who are looking to market goods and services directly to consumers.

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Let's talk about Mobile Money

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See how Ericsson M-Commerce is helping to make money more open.

It’s time for money to change. Read our Call for Change blog.

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